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WaterColor Real Estate, Rosemary Beach and Scenic 30A

HOMES ON 30A
850-660-1830

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Second Home Financing on Hwy 30a

Karen December 29, 2013

hwy 30a second home mortgageLearn About Second Home Financing on hwy 30a

Second Home Financing – What to expect:
When buying a second home prepare ahead of time.
Down payment – Varies based on the sales price
As the purchase price increases, so does the down payment requirement.
Call your lender to review before your search begins.
You must not have over 4 financed properties to qualify for a second home.

Paperwork for Second home:
Supply your lender all of your data ahead of time before the search begins

A Checklist of typical items for Second Home Financing:
1) 2 years tax returns business and personal to include all K-1s- all pages
2) 2 months Bank statements – all pages
-(Bank Statements should show Name of Customer, Account number and Name of Bank)
3) Large deposits not identified will need to be reviewed and verified – anything over 25% of your monthly income
4) Down payment funds- show proof of liquidation of funds
-(If depositing into another account, show proof of your funds deposited and proof of your new balance in the transferred account)
-(If Business Funds are used, Your CPA will need to provide a letter stating that the use of Business funds will not detrimentally affect the business)
5) 2 years of W-2’s
6) 1 months of paystubs
7) Contact name and number for Verification of Employment

Upfront discussions with me, will prepare you for what is needed. Make the call ahead of time. Prepare so the day you sign your contract, you only need to supply the contract and we order the appraisal.

Jean Jackson Crews, AVP
Senior Mortgage Loan Officer
NMLS #595305
Branch Banking and Trust – BB&T
office (850) 460-3080
fax (850) 269-4240
cell (850) 865-5326

RATES ARE AT AN ALL TIME LOW – CALL YOUR LOCAL PROFESSIONALS COVERING THE EMERALD COAST

WWW.BBT.COM/JJCREWS – online application

DESTIN LOCATION:
34990 Emerald Coast Parkway
2nd Floor
Destin, FL 32541

Shellie Stephens
Jr. Mortgage Loan Officer
NMLS #1035624
office (850) 269-4246

30A LOCATION AT REDFISH VILLAGE – COMING SOON

 

 


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Homes On 30A
3092 W County Hwy 30A Santa Rosa Beach, FL 32459
Phone: (850) 687-1064 URL of Map

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3092 W County Highway 30A Santa Rosa Beach, FL 32459